Services We Provide
Real Estate & Financing Services
                                          SELLER can generally be expected to pay                                             
                                               Seller's Estimated Closing Cost
                                          ---------------------------------------------------------
Total Sale Price = $500,000.00
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      REAL ESTATE COMMISSIONS
      Listing Agent                3        %                                                                                          $15,000.00
      Selling Agent                3        %                                                                                          $15,000.00
                                                                                                     
1100        ESCROW , TITLE CHARGES:                                                                        
1101        Closing or Escrow Fee:  see below,  Difference between Refi/Purchase.   $
1105        Document Preparation Fee                                                                                      $75.00
1106        Notary Fees                                                                                                                  $60.00
1107        Attorney Fees                                                                                                               -
1108        Title Insurance:  see below. Difference between Refi/Purchase.                  $
1110        Courier/Fedex                                                                                                              $60.00
1111        Wire Transfer Fee                                                                                                      $50.00
                                                                                                     
1200        GOVERNMENT RECORDING & TRANSFER CHARGES:                                                
1201        Recording Fees: (varies from county to county)                                                 $60.00
1202        City Transfer Tax : see below. Difference between Refi/Purchase.              $
1203        County Transfer Tax :  see below. Difference between Refi/Purchase.       $
                                                                                                        
1300        ADDITIONAL SETTLEMENT CHARGES:
              Pest Inspection according to contract                                                                  $-
              Home inspection according to contract                                                                $250.00
             Termite Inspection according to contract                                                             $250.00
             Home Warranty according to contract                                                                  $300.00
             Work / Repairs required according to contract                                                   $-
             Bonds / Assessments according to contract                                                       $-
             HOA transfer and fees                                                                                                $-
                                                                                     
TOTAL SELLER'S ESTIMATED CLOSING COST                                                                  $31,105.00
                                                                                                    
Note :                                                                                                          
1101        Closing or Escrow Fee: * if this is a sale transaction, refer to Residential Sale
             Escrow Rate, based on Sale Price
                - Santa Clara county : Seller pays     - Alameda county : Buyer pays
                * if this is a refinance, refer to Residential Loan Escrow Rate, based on Loan
                   Amount. Borrower pays.
1108        Title Insurance:  * if this is a sale transaction, refer to Homeowner's Policy Rate,
             based on Sale Price
                 - Santa Clara county : Seller pays     - Alameda county : Buyer pays
                   and may include 1109 ALTA Concurrent loan policy:   refer to ALTA Concurrent
                   Loan Policy Rate.                                                                                                        
                   Buyer always pays. Seller does not pay.
1109            * if this is a refinance, 1108 is 1109 , refer to ALTA Loan Policy Rate, based on
                   Loan Amount. Borrower pays.
1202        City Transfer Tax : Apply for sale transaction only, not for refinance. 50/50 . City
            Specific - SanJose $3.30 per $1000
    'Alameda  $5.40 per $1000,  ' Hayward $4.50 per $1000, ' Berkley/Oakland $15 per
     $1000,' Palo Alto $3.30 per $1000   *Sacto $2.75 per $1000, ' San Mateo $5.0 per $1000,
    ' county Santa Cruz, Monterey No such fee,   *County San Francisco [$100,000 -
     $250,000] $5 per $1000  [$250,001 - $1M] $6.8 per $1000  [above $1M ]  $7.50 per
     $1000
1203        County Transfer Tax : Apply for sale transaction only, not for refinance. Pays $1.10
            per $1000
                              - Santa Clara county : Seller pays     - Alameda county : Buyer pays
901        Interest  = Loan Amount x Rate (5%)  for 1 year ; for 1 month divide this result by 360
903        Hazard Insurance Premium: Loan Amount x 0.0035 for 1 year . For 1 month , (Loan
          Amount x 0.0035)/12
904        Tax and Assessment : Sale price (or appraised value) x 0.0125 for 1 year. For 1
          month ,  use this result then divide by 12

Above is just an estimated closing cost for seller.

Best Regards,

Caroline Tran  & The PURITY Group
DRE# 01334109
Vice President, CFO – The PURITY Real Estate Investment and Finance, Inc.
(408) 595 – 6416, (408) 904 - 7030
CarolineTran@thePURITYgroup.com
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